 
				Kennisbank • prof. dr. Anja de Waegenaere
                                                
                                                
                                                    Pension contracts are typically not tailored to individual characteristics. In the first pillar, for example, the statutory retirement age (AOW age) is linked to population life expectancy. 
                                                    
                                                
                                                
                                             
				 
				 
				 
				 
				 
				 
				